CredPal 0.17.9
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Free Version
Publisher Description
Borrow money online with the CredPal card at any time. Buy phones, laptops, electronics, and other products now and pay later.
CredPal Online Loan app offers
Loans Online Limit: from ₦5,000 to ₦500,000
Loan period ranges from 30 days to 180 days
Interest rate ranges from 4% to 9%
Example of CredPal Buy Now, Pay Later Loan
1. Purchased Item: iPhone XS
2. Limit Amount of ₦100,000
2. Limit Term: 2 months
3. Equity Contribution: ₦31,500
3. Interest rate: 5%
4. Service Fee: 2% (Goes to the Payment Service Provider)
5. Interest amount of the limit: ₦6,850
6. Monthly Repayment: ₦40,000
7. Total amount payable: ₦80,000
8. Total Percentage Rate (10%)
Loan Applicant Requirement
Nigeria Resident
22 - 55 years old
How to Use CredPal
To apply for an online cash loan or buy now pay later on the CredPal app, follow the following steps
- Download the CredPal app and sign up
- Apply for Credit and provide the required details
- Get Approved for Credit
- Get your credit card to access funds anytime you want
To buy now, pay later:
- Find and visit your favorite stores within the CredPal app or via the merchant’s payment link
- Add your product information
- Split your purchase into 6 repayments, billed monthly.
CredPal Card Services
With our card, you get the funds to meet your small ticket purchases and emergency cash needs while you pay back at the end of your billing cycle which is usually set around your salary day.
Your CredPal card enables you to pay for your electricity bills, renew your gym membership fee, renew your Netflix subscription, and many more. You can also transfer some or all of the funds from your CredPal wallet to your bank account.
CredPal Card Interest Rate & Repayment
The credit limit on our credit card ranges between ₦5,000 to ₦500,000 with a repayment period of 29 days at an interest rate that ranges from 3.8% to 8%.
Representative Example of a CredPal Credit Card:
1. Credit Limit Amount of ₦70,000
2. Credit Limit Term: 29 days
3. Interest rate: 6%
4. Interest amount of the credit limit: ₦4,200
5. Monthly Repayment: ₦75,313
6. Total Percentage Rate (6%)
7. Total amount payable: ₦75,313
CONVENIENT REPAYMENT OPTIONS
You can easily pay back what you have spent from your credit card or from our buy now, pay later services within the CredPal app at the “payment” section, or by making a bank transfer to CredPal’s bank account.
MANAGE YOUR REPAYMENT
When you pay with CredPal, you get a complete overview of all your purchases and installments plans which helps you to keep track of all your purchases with their payment schedule.
INCREASE YOUR SPENDING LIMIT
The more you shop and make timely repayments, the more your credit limit increases and the more access you have to our deals and offers.
CREDPAL INVEST
Grow your money the smart way by investing with CredPal
* Create multiple investment wallets to meet different goals.
* Earn up to 16% on your investment capital per annum.
* Invest with 50,000 Naira and above within 1 - 12 months.
* Safe and secure with bank-level security, end-to-end encryption protocols, and other security technologies.
CUSTOMER INFORMATION SECURITY AND PRIVACY
The CredPal app has been developed using the best security and privacy standards to ensure absolute data security. When you download the CredPal app, we will ask for your permission to verify your personal and financial information. Our app is secure to use, we will not share your information with third parties without your consent.
For more information about our credit card or buy now, pay later services, please visit: credpal.com or credpal.com/faq
Contact us:
We love feedback! If you have any feedback, questions, or complaints, please contact us through the following channels:
Email: hello@credpal.com
Twitter: https://www.twitter.com/CredPal
Facebook: https://www.facebook.com/credpal
Instagram: https://instagram.com/credpalhq
Website: credpal.com
Call Us: 017007999
Address:: Lagos, Nigeria
Jan 24, 2024
Version 0.17.9
In this version, we restored our dollar virtual card service
About CredPal
CredPal is a free app for iOS published in the Accounting & Finance list of apps, part of Business.
The company that develops CredPal is Crednet Technologies Inc. The latest version released by its developer is 0.17.9.
To install CredPal on your iOS device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2024-01-24 and was downloaded 0 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the CredPal as malware if the download link is broken.
How to install CredPal on your iOS device:
- Click on the Continue To App button on our website. This will redirect you to the App Store.
- Once the CredPal is shown in the iTunes listing of your iOS device, you can start its download and installation. Tap on the GET button to the right of the app to start downloading it.
- If you are not logged-in the iOS appstore app, you'll be prompted for your your Apple ID and/or password.
- After CredPal is downloaded, you'll see an INSTALL button to the right. Tap on it to start the actual installation of the iOS app.
- Once installation is finished you can tap on the OPEN button to start it. Its icon will also be added to your device home screen.
